DW BUREAU / Patiala
CMD, PSPCL Er. Baldev Singh Sran, said that PSPCL is brilliantly carrying out a number of new initiatives under Digital India Campaign to ease out the lives of the
citizens of the state. In the same stride, Er. Sran disclosed that
PSPCL has started a new customer centric EMI facility on PSPCL electricity bills.
Er. Sran said that the facility is now live on PSPCL website under “insta bill payment” tab, which is available on home page of PSPCL website at www.pspcl.in. After selection of bill pay and entering consumer electricity account number, consumer has to choose bill payment gateway (Billdesk or HDFC).
After selection of Payment Gateway “Pay with EMIs” tab is accessible. Various banks credit cards have been integrated like HDFC, ICICI, Yes Bank, IndusInd Bank, Axis, HSBC etc. The EMI tenure range between 3 months to 24 months.
CMD said that this consumer oriented initiative of Punjab is one of it’s kind in electricity bill payments on electricity utility’s own web page in entire country. He also said that instead of not paying the bills and living under the continued fear of disconnection of supply, consumers may opt for payments of electricity bills in EMIs, with period as suitable to them. In this way, they may atleast avoid disconnection of their electricity supply and its associated social stigma.
Er. Sran further added that in this innovative scheme, rate of interest being charged for EMI varies from 9% p. a. to 15% p. a., depending upon the term selected, whereas late payment surcharge presently being levied in case of non-payment of bills varies between flat 2% to flat 5% for first 15 days default, based on category of consumers. Thereafter interest is also charged at the rate of 1.5% for a month or part thereof.
In easy language, if a bill of domestic category of Rs. 25000 is paid through EMIs by selecting 3
months term on HDFC Card, then a total interst of around Rs. 400 will be levied.